:root{--fdc-ink:#071d30;--fdc-navy:#09243d;--fdc-teal:#008ba3;--fdc-green:#078a58;--fdc-pale:#edf7f8;--fdc-mist:#f5f8fa;--fdc-line:#d6e1e7;--fdc-muted:#52667a;--fdc-white:#fff;--fdc-shadow:0 22px 60px rgba(7,29,48,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body.fdc-site{margin:0;color:var(--fdc-ink);background:#fff;font-family:Inter,Arial,sans-serif;line-height:1.65;overflow-x:hidden}body.fdc-site img{max-width:100%}body.fdc-site a{color:#007d94;text-underline-offset:3px}.fdc-sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}.fdc-skip{position:fixed;left:12px;top:8px;z-index:2000;transform:translateY(-160%);padding:10px 14px;border-radius:8px;background:#fff;color:#071d30!important;font-weight:900;box-shadow:var(--fdc-shadow)}.fdc-skip:focus{transform:none}.sgu-header,.sgu-footer{font-family:Inter,Arial,sans-serif;box-sizing:border-box}.sgu-header *,.sgu-footer *{box-sizing:border-box}.sgu-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.97);backdrop-filter:blur(18px);border-bottom:1px solid rgba(8,32,50,.1);box-shadow:0 14px 34px rgba(8,32,50,.06)}.sgu-container{width:min(100% - 40px,1180px);margin:0 auto}.sgu-header-inner{min-height:86px;display:flex;align-items:center;gap:18px}.sgu-brand{display:flex;align-items:center;flex:0 0 auto;text-decoration:none}.sgu-brand img{display:block;width:210px;max-width:32vw;height:auto}.sgu-nav{margin-left:auto;display:flex;align-items:center;justify-content:flex-end;gap:15px}.sgu-nav a{color:#263d52!important;text-decoration:none;font-weight:850;font-size:.9rem;line-height:1.1;white-space:nowrap}.sgu-nav a:hover,.sgu-nav a:focus-visible{color:#008d4f!important;text-decoration:underline;text-underline-offset:5px}.sgu-cta{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:13px 18px;border-radius:999px;background:#09243d;color:#fff!important;text-decoration:none!important;font-weight:900;white-space:nowrap;box-shadow:0 18px 34px rgba(9,36,61,.18)}.sgu-cta:hover,.sgu-cta:focus-visible{background:#0b3959}.sgu-menu-toggle{display:none;margin-left:auto;width:46px;height:44px;border:1px solid rgba(8,32,50,.16);border-radius:14px;background:#fff;cursor:pointer}.sgu-menu-toggle span{display:block;width:20px;height:2px;margin:5px auto;border-radius:99px;background:#09243d}.sgu-footer{background:#061b2d;color:#dcecf7;padding:48px 0 0}.sgu-footer-grid{display:grid;grid-template-columns:1.55fr repeat(4,minmax(150px,1fr));gap:30px 42px;align-items:start}.sgu-footer-logo{width:230px;max-width:100%;height:auto;display:block;margin-bottom:18px}.sgu-footer p{margin:0 0 15px;color:#b9cbda;line-height:1.55}.sgu-footer h2{margin:0 0 14px;color:#fff;font-size:1rem;line-height:1.2;font-weight:900}.sgu-footer ul{display:grid;gap:9px;margin:0;padding:0;list-style:none}.sgu-footer a{color:#c7d9e7!important;text-decoration:none}.sgu-footer a:hover,.sgu-footer a:focus-visible{color:#fff!important;text-decoration:underline;text-underline-offset:4px}.sgu-social{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.sgu-social a{display:inline-flex;align-items:center;justify-content:center;min-height:32px;padding:7px 12px;border:1px solid rgba(255,255,255,.18);border-radius:999px;font-size:.86rem;font-weight:850}.sgu-footer-phone{display:grid;gap:6px;margin-top:16px;color:#fff;font-weight:850}.sgu-footer-bottom{margin-top:38px;border-top:1px solid rgba(255,255,255,.12);padding:20px 0;color:#b9cbda}.sgu-footer-bottom-inner{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}
.fdc-container{width:min(100% - 40px,1180px);margin-inline:auto}.fdc-breadcrumbs{padding:18px 0;font-size:.9rem;color:var(--fdc-muted)}.fdc-breadcrumbs ol{display:flex;gap:8px;flex-wrap:wrap;margin:0;padding:0;list-style:none}.fdc-breadcrumbs li+li:before{content:"/";margin-right:8px;color:#8796a4}.fdc-breadcrumbs a{color:inherit}.fdc-hero{padding:22px 0 70px;background:linear-gradient(135deg,#f8fcfd 0%,#e9f5f6 58%,#fff 100%)}.fdc-hero-grid{display:grid;grid-template-columns:minmax(0,.84fr) minmax(460px,1.16fr);gap:54px;align-items:center}.fdc-eyebrow{display:inline-flex;margin:0 0 15px;color:#067351;font-weight:900;letter-spacing:.09em;text-transform:uppercase;font-size:.78rem}.fdc-hero h1,.fdc-article-hero h1{margin:0;color:#061b2d;font-family:Outfit,Inter,Arial,sans-serif;font-size:clamp(2.55rem,5.4vw,5rem);line-height:.98;letter-spacing:-.055em}.fdc-hero-copy>p{font-size:1.16rem;color:#455d70;max-width:680px}.fdc-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.fdc-button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:13px 19px;border-radius:999px;background:var(--fdc-navy);color:#fff!important;text-decoration:none;font-weight:900;border:2px solid var(--fdc-navy)}.fdc-button--ghost{background:#fff;color:var(--fdc-navy)!important}.fdc-note{font-size:.9rem!important;color:#607486!important}.fdc-compare{--fdc-position:52%;position:relative;overflow:hidden;width:100%;aspect-ratio:16/9;border-radius:28px;background:#dfe9ec;box-shadow:var(--fdc-shadow);isolation:isolate;touch-action:pan-y}.fdc-compare>img,.fdc-compare-layer,.fdc-compare-layer img{position:absolute;inset:0;display:block;width:100%;height:100%;max-width:none;object-fit:cover;user-select:none;-webkit-user-drag:none}.fdc-compare-layer{z-index:2;clip-path:inset(0 0 0 var(--fdc-position));pointer-events:none}.fdc-compare-line{position:absolute;top:0;bottom:0;left:var(--fdc-position);z-index:4;width:2px;background:rgba(255,255,255,.9);box-shadow:0 0 0 1px rgba(6,24,44,.12);transform:translateX(-1px);pointer-events:none}.fdc-compare-handle{position:absolute;top:50%;left:var(--fdc-position);z-index:5;width:48px;height:48px;transform:translate(-50%,-50%);border-radius:999px;background:rgba(255,255,255,.96);box-shadow:0 14px 35px rgba(6,24,44,.22);pointer-events:none}.fdc-compare-handle:before,.fdc-compare-handle:after{content:"";position:absolute;top:50%;width:9px;height:9px;border-top:2px solid #08233f;border-left:2px solid #08233f}.fdc-compare-handle:before{left:13px;transform:translateY(-50%) rotate(-45deg)}.fdc-compare-handle:after{right:13px;transform:translateY(-50%) rotate(135deg)}.fdc-compare-range{position:absolute;inset:0;z-index:6;width:100%;height:100%;margin:0;opacity:0;cursor:ew-resize;-webkit-appearance:none;appearance:none}.fdc-compare-range::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:48px;height:100%}.fdc-compare-range::-moz-range-thumb{width:48px;height:100%;border:0;background:transparent}.fdc-compare-range:focus-visible~.fdc-compare-focus{position:absolute;inset:7px;z-index:7;border:3px solid #20c7d8;border-radius:22px;pointer-events:none}.fdc-noscript-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.fdc-noscript-grid figure{margin:0}.fdc-noscript-grid img{display:block;width:100%;height:auto;border-radius:16px}.fdc-noscript-grid figcaption{font-size:.85rem;font-weight:800;margin-top:5px}.fdc-section{padding:78px 0}.fdc-section--tint{background:var(--fdc-mist)}.fdc-section--dark{background:#071d30;color:#eef6fa}.fdc-section h2{max-width:880px;margin:0 0 18px;font-family:Outfit,Inter,Arial,sans-serif;font-size:clamp(2rem,4vw,3.4rem);line-height:1.08;letter-spacing:-.04em}.fdc-section--dark h2{color:#fff}.fdc-section-lede{max-width:820px;margin:0 0 34px;color:#52667a;font-size:1.12rem}.fdc-section--dark .fdc-section-lede{color:#bed0dc}.fdc-grid-2,.fdc-grid-3{display:grid;gap:24px}.fdc-grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.fdc-grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.fdc-card{padding:28px;border:1px solid var(--fdc-line);border-radius:24px;background:#fff;box-shadow:0 14px 38px rgba(7,29,48,.07)}.fdc-card h3{margin:0 0 10px;font-family:Outfit,Inter,Arial,sans-serif;font-size:1.35rem;line-height:1.25}.fdc-card p:last-child{margin-bottom:0}.fdc-section--dark .fdc-card{color:var(--fdc-ink)}.fdc-section--dark .fdc-card h3{color:#071d30}.fdc-section--dark .fdc-card p,.fdc-section--dark .fdc-card li{color:#52667a}.fdc-media-card{overflow:hidden;padding:0}.fdc-media-card img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}.fdc-media-card>div{padding:24px}.fdc-figure{margin:0}.fdc-figure img{display:block;width:100%;height:auto;border-radius:24px;box-shadow:var(--fdc-shadow)}.fdc-figure figcaption{margin-top:10px;color:#607486;font-size:.86rem}.fdc-split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.fdc-checks{margin:22px 0;padding:0;list-style:none}.fdc-checks li{position:relative;padding-left:30px;margin:11px 0}.fdc-checks li:before{content:"✓";position:absolute;left:0;color:#078a58;font-weight:900}.fdc-process{counter-reset:fdc-step}.fdc-process .fdc-card{position:relative;padding-left:72px}.fdc-process .fdc-card:before{counter-increment:fdc-step;content:counter(fdc-step);position:absolute;left:24px;top:25px;display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:#e0f3f1;color:#056f4b;font-weight:900}.fdc-table-wrap{overflow-x:auto;margin:28px 0;border:1px solid var(--fdc-line);border-radius:18px;background:#fff}.fdc-table-wrap table{width:100%;min-width:760px;border-collapse:collapse}.fdc-table-wrap th,.fdc-table-wrap td{padding:14px 16px;text-align:left;vertical-align:top;border-bottom:1px solid var(--fdc-line)}.fdc-table-wrap th{background:#edf6f7;color:#09243d;font-size:.88rem}.fdc-table-wrap tr:last-child td{border-bottom:0}.fdc-callout{padding:24px;border-left:5px solid #008ba3;border-radius:0 18px 18px 0;background:#edf7f8}.fdc-source-note{padding:14px 16px;border-radius:12px;background:#f0f5f7;font-size:.9rem!important}.fdc-faq{display:grid;gap:12px;margin-top:28px}.fdc-faq details{border:1px solid var(--fdc-line);border-radius:16px;background:#fff;padding:0 20px}.fdc-faq summary{cursor:pointer;padding:18px 0;color:#09243d;font-weight:900}.fdc-faq details p{padding:0 0 18px;margin:0;color:#4c6173}.fdc-final-cta{padding:70px 0;background:linear-gradient(135deg,#008ba3,#076e57);color:#fff}.fdc-final-cta-grid{display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center}.fdc-final-cta h2{margin:0 0 10px;font-size:clamp(2rem,4vw,3.25rem);line-height:1.08;color:#fff}.fdc-final-cta p{margin:0;color:#e6f5f5;max-width:760px}.fdc-final-cta .fdc-button{background:#fff;border-color:#fff;color:#071d30!important}.fdc-markets .fdc-card img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:16px;margin-bottom:18px}
.fdc-article-hero{padding:34px 0 52px;background:linear-gradient(135deg,#f7fbfc,#e8f4f5)}.fdc-article-hero h1{max-width:980px;font-size:clamp(2.4rem,5vw,4.4rem)}.fdc-dek{max-width:850px;color:#4b6173;font-size:1.15rem}.fdc-byline{color:#607486;font-size:.9rem}.fdc-article-layout{display:grid;grid-template-columns:minmax(0,780px) 300px;gap:50px;padding:52px 0 84px}.fdc-article-feature{margin:0 0 34px}.fdc-article-feature img{display:block;width:100%;height:auto;border-radius:22px;background:#e5eef1}.fdc-article-feature figcaption{margin-top:9px;color:#607486;font-size:.85rem}.fdc-article-content{min-width:0}.fdc-article-content h2{margin:48px 0 16px;color:#071d30;font-family:Outfit,Inter,Arial,sans-serif;font-size:clamp(1.8rem,3vw,2.4rem);line-height:1.15;letter-spacing:-.025em}.fdc-article-content h3{margin:30px 0 8px;color:#0b2c46;font-size:1.3rem}.fdc-article-content p,.fdc-article-content li{font-size:1.06rem;color:#2e4558}.fdc-article-content ul,.fdc-article-content ol{padding-left:24px}.fdc-toc{padding:22px;border:1px solid var(--fdc-line);border-radius:18px;background:#f8fbfc}.fdc-toc h2{margin:0 0 10px;font-size:1.15rem}.fdc-toc ol{columns:2;gap:34px;margin:0;padding-left:20px}.fdc-toc li{break-inside:avoid;margin:7px 0;font-size:.95rem}.fdc-sidebar{position:sticky;top:110px;align-self:start;display:grid;gap:18px}.fdc-sidebar-card{padding:24px;border-radius:20px;background:#071d30;color:#fff}.fdc-sidebar-card h2{margin:0 0 10px;color:#fff;font-size:1.45rem}.fdc-sidebar-card p{color:#c8d8e2}.fdc-sidebar-card .fdc-button{background:#fff;border-color:#fff;color:#071d30!important}.fdc-related{padding:22px;border:1px solid var(--fdc-line);border-radius:20px}.fdc-related h2{margin:0 0 10px;font-size:1.2rem}.fdc-related ul{margin:0;padding-left:20px}.fdc-back{padding-top:24px;border-top:1px solid var(--fdc-line)}
@media(max-width:1080px){.sgu-header-inner{min-height:76px}.sgu-brand img{width:200px}.sgu-menu-toggle{display:block}.sgu-nav{position:absolute;left:20px;right:20px;top:calc(100% + 8px);display:none;flex-direction:column;align-items:stretch;gap:0;padding:14px;border:1px solid rgba(8,32,50,.12);border-radius:22px;background:#fff;box-shadow:0 18px 46px rgba(8,32,50,.16)}.sgu-header.sgu-open .sgu-nav{display:flex}.sgu-nav a{padding:13px 14px;border-radius:12px}.sgu-nav a:hover{background:#edf8fa}.sgu-footer-grid{grid-template-columns:1fr 1fr}.fdc-hero-grid{grid-template-columns:1fr;gap:36px}.fdc-hero-copy{max-width:800px}.fdc-article-layout{grid-template-columns:minmax(0,1fr) 280px;gap:30px}}
@media(max-width:840px){.fdc-grid-3{grid-template-columns:1fr}.fdc-grid-2,.fdc-split{grid-template-columns:1fr}.fdc-article-layout{grid-template-columns:1fr;padding-top:34px}.fdc-sidebar{position:static;grid-template-columns:1fr 1fr}.fdc-final-cta-grid{grid-template-columns:1fr}.fdc-toc ol{columns:1}}
@media(max-width:680px){.sgu-container,.fdc-container{width:min(100% - 28px,1180px)}.sgu-brand img{width:176px;max-width:58vw}.sgu-cta{display:none}.sgu-footer-grid{grid-template-columns:1fr}.sgu-footer-bottom-inner{flex-direction:column}.fdc-hero{padding-bottom:48px}.fdc-hero h1,.fdc-article-hero h1{font-size:clamp(2.35rem,12vw,3.6rem)}.fdc-section{padding:58px 0}.fdc-card{padding:22px}.fdc-compare-handle{width:42px;height:42px}.fdc-compare-handle:before{left:11px}.fdc-compare-handle:after{right:11px}.fdc-noscript-grid{grid-template-columns:1fr}.fdc-sidebar{grid-template-columns:1fr}.fdc-article-content p,.fdc-article-content li{font-size:1rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}